Private beta · Waitlist open

Your household's
financial second brain

MeridianMosaic tracks every account, bill, and transaction across your entire household — and sends the insight to you. It comes to you.

No spam. First access when we open to households.

You're on the list. We'll be in touch.
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The problem

Financial tools expect you to check in.
We don't.

Every app, dashboard, and portal was built for individuals who have time to log in daily. Most households don't. MeridianMosaic is a system that monitors, synthesizes, and delivers — so you stay informed without doing the work.

Other tools
✗You log in to see what happened
✗Siloed per person, not per household
✗Generic AI with no household context
✗You have to remember to check
✗Subscriptions buried in noise
MeridianMosaic
✓Morning digest lands in your inbox
✓One view for the whole household
✓AI trained on your household's pattern
✓Alerts find you, not the other way around
✓Subscription radar built in
How it works

Three ways it shows up for you

01 · Email
📬
Morning digest, every day
One email, every morning. Yesterday's spending, today's bills due, anything unusual across every account. Shared to the whole household — one digest, everyone stays in sync.
02 · Reply-to-bot
↩️
Reply to ask anything
Hit reply on any digest and ask a question. "How much have we spent on dining this month?" or "Is that $89 charge from last Tuesday recurring?" Real answers, no app required.
03 · Telegram
💬
Household group bot
Add the MeridianMosaic bot to your household Telegram group. Ask questions, get alerts, see balances — in the place where your household already talks. No new app to learn.
Built for households

Everything a household needs.
Nothing you don't.

🏠
Household accounts, not just yours
Connect accounts across every person in the household. Checking, savings, credit cards, investments — one unified view, shared intelligently.
🧠
Financial fingerprint
After 90 days, MeridianMosaic knows your household's normal. It flags anything outside your pattern — before it becomes a problem.
🔔
Proactive alerts
Unusual charges, missed payments, subscriptions you forgot about, bills due tomorrow. You're told before you need to ask.
📊
Real AI, real context
Ask anything about your household's finances in plain language. The AI has your full history — not just a transaction list, but your actual financial life.
🔒
Privacy by design
Read-only bank connections. No passwords stored. Data encrypted at rest and in transit. We have the minimum necessary — and we keep it that way.
🧾
Subscription radar
Every recurring charge, identified and tracked. See what's renewing this month, what's crept up in price, and what nobody in your household uses anymore.
Pricing

One household. One subscription.

No per-person fees. Everyone in the household is covered under one plan.

AI-powered questions use shared AI credits: $5 = 100 credits. Credits never expire and work across all Mosaic-family apps. Katafract Sovereign subscribers get 100 credits every month at no extra cost.

Free
Trial
Try it with two accounts. See the digest, use the bot.
$0
forever · 2 connected items
  • ✓ Up to 2 connected accounts
  • ✓ Daily email digest
  • ✓ Basic AI questions
  • – Full household accounts
  • – Reply-to-bot
  • – Telegram group bot
  • – Financial fingerprint
Join Waitlist →
Most popular
Household
Every account, every person, one shared view. The full experience.
$9.99
/ month · or $79/year (save 34%)
  • ✓ Unlimited connected accounts
  • ✓ All household members included
  • ✓ Daily email digest, shared
  • ✓ Reply-to-bot AI
  • ✓ Telegram household group bot
  • ✓ Financial fingerprint (90 days)
  • ✓ Subscription radar
  • ✓ Proactive anomaly alerts
Join Waitlist →
Household+
Household+
Advanced analysis, investment tracking, and priority support.
$14.99
/ month · or $119/year (save 34%)
  • ✓ Everything in Household
  • ✓ Investment + brokerage accounts
  • ✓ Net worth tracking
  • ✓ Advanced spend analytics
  • ✓ Bill negotiation suggestions
  • ✓ Priority support
  • ✓ Early access to new features
Join Waitlist →

Pricing shown is our target. Final pricing may vary. Waitlist members get first-access pricing.

Your household is ready for this.

Join the waitlist. We'll reach out before we open to the public.

You're on the list. We'll be in touch.